Specific Duties & Responsibilities: (Strategic)
- Generation of new Cop-operators sign-ups
- Relationship Management of existing Co-operators effectively to facilitate portfolio growth
- Driving Activations and penetration of signed up schemes based on assigned targets
- To assess the risk profiles of customer segments and contribute to the development of effective control measures within the business.
- Adherence and compliance to the Cooperative standards on Operations risk and Customer due diligence (CDD), Service standards
- To grow the Cooperative portfolio through a focused market segment approach by creating effective relationships that maximize revenues and asset growth
- Organize quarterly onsite activations/storms for Co-operators targeting a focused Product
- Establish relationships with non-existing potential Co-operators
- To support in the launch of products, sales strategy, and campaigns to key segments for profitable and quality business
- Liaise with relevant departments to ensure that Cooperators’ instructions /requests are treated accurately and timely.
- Drive penetration and cross-sell to existing Co-operators
Target Clients
The target clients for this role include but are not limited to
· All existing Co-operators in the Cooperative,
· Immediate family of Co-operators and
· Eligible Co-operators within the system
Sources of leads
· Existing Co-operators, the immediate family of co-operators, and referrals from them
Relationship Management
· Generate referrals from CMC and Senior Executives and other stakeholders to acquire, expand and retain profitable relationships and grow market share
· Work closely with other departments in the Cooperative to generate sales leads
· Generate referrals and use Market Intelligence to achieve deeper relationships with customers
· Business Planning & Financial Management
· Source for potential Co-operators and recommend their inclusion based on gathered need
· Advise the Business on Co-operators who exhibit high-risk policies and practices hence controlling and managing risk
Product broadening
· Enhanced multi-product Personal knowledge
· Market and competition knowledge
Client engagement
· Presentation and soft skills tailored to engaging business owners
· Closing deals
· Communication and presentation skills
· Negotiation and objection handling
· Client training on digital solutions
· Understanding of Personal KYC principles
Know-How And Experience
- Excellent planning skills and ability to interact with all levels.
- Good MS Office skills particularly strong capabilities in MS Excel.
- Must understand the use of accounting software.
- Must be focused and result-oriented.
- Able to work independently and highly meticulous.
Key Performance Indicators
- Improved turn-around-time in resolving customer complaints
- Ability to cross-sell varying products from the Cooperative
- Timeliness in packing of credit products for Co-operators
- Lack of Non-performing loan
- Timely regularizing of any assigned delinquent loan from Cooperators on Cross posting or owing Cooperators
Qualifications & Experience:
- Bachelor’s degree in a recognized university with a minimum of the second-class Lower division.
- Minimum of 3 years cognate work experience from a reputable organization/Institution
- A Master’s degree in Business administration will be an added advantage.
Knowledge & Skills Required
- At least 3-year experience in relationship management in a financial institution
- Strong analytical skills with a demonstrated ability to extensively analyze business opportunities
- Strong business/client engagement skills
- Experience developing business requirements
- Experience developing instructional and procedural documentation and presentations
- High level of competence with MS word, PowerPoint and Excel
- Excellent time management and organizational skills
- Capable of working independently and with minimum supervision
- Unquestioned personal integrity with strong ethics and values
- Showcase good analytical and evaluating skills
- Good human relations.
- Good experience in customer service.
- Good working knowledge of the bank’s operating systems.
- Good communication and interpersonal skills.
- Good working knowledge of the Cooperative’s products and services.
- Good Microsoft skills.
To Apply, Click on the below link to complete the application form:
Job Application Form – Relationship Management Officer – Financial Services
N/B: The deadline for all application submissions is on the 25th of March, 2022. |